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Finances

Getting Started

Once a student has decided to study abroad, one of the next important steps is to find funding. This may seem overwhelming at first, but the student will find there are many different sources of funding.

  1. Fill out a "Budget Brainstorming Worksheet".
  2. Visit your home institution's Financial Aid office.
  3. Complete a FAFSA - many scholarships will not even consider a student if this has not been completed.
  4. Apply for federal grants, loans and scholarships.
  5. Apply for study abroad scholarships.

The student should be sure to consider cost beyond the program and housing fees listed under "Budget Sheets" under each program page. The major expenses NOT included in the program/housing fees are listed below.

  • Airfare: Students make their own flight arrangements within the program schedule. JCMU will designate a "recommended flight" that will be met at the airport by JCMU staff.
  • Food: Students living in the residence hall must provide their own meals. Students living in a homestay will recive breakfast and dinner from the host family, but must provide their own lunches.
  • Travel Expenses: Fares for travelling to and from the airport and JCMU are the responsibility of the student, as are all personal travel expenses. Exact travel costs may be found on the Hyperdia website, and estimates are listed below:
    • JCMU to KIX: around ¥5000, or about $50.
    • JCMU to Nagoya: around ¥4000, or about $40.
    • JCMU to Kyoto: ¥1100, or about $11.
    • JCMU to Osaka: ¥1900, or about $19.
    • JCMU to Tokyo (by Shinkansen): around ¥12000, or about $120.
  • Out-of-Pocket Expenses: Including independent travel, entertainment, gifts, etc. These miscellaneous expenditures vary greatly from student to student t given variations in the yen/dollar exchange rate and personal spending habits.